Car finance tailored to your budget
At TNI Auto Group in Derby, we make driving away in your next used car simple and affordable. Working alongside expert finance brokers with access to whole-of-market products, we secure the most competitive rates for your circumstances, often with decisions inside an hour.
Our car finance packages
We provide flexible funding solutions designed to suit every lifestyle and credit profile, giving you the freedom to pick a repayment plan that works comfortably for you.
Hire Purchase (HP)
Spread the total cost of your car over fixed monthly payments. Once the final instalment is completed, the vehicle is entirely yours to keep.
Personal Contract Purchase (PCP)
Enjoy lower monthly instalments with an optional balloon payment at the end of the term, allowing you to return the vehicle, part-exchange it, or buy it outright.
Zero-deposit deals and poor credit
Drive away with no upfront cash required. We welcome all credit backgrounds and actively work with specialist lenders to secure approval even if you have poor credit.
Fast approvals in under an hour
Our streamlined application connects you directly to our trusted finance broker network. We review whole-of-market options instantly, delivering transparent terms and lending decisions within sixty minutes so you can pick your car with total peace of mind.
Why finance with TNI Auto Group instead of high-street banks?
High-street banks only offer their own rigid lending packages. At TNI Auto Group, our specialist finance broker compares products across the entire automotive lending market to match your exact financial profile. This whole-of-market access gives you access to lower rates, adaptable deposit choices, and flexible approvals that direct banking institutions simply cannot match.
Apply or enquire today
Start your journey by trying our online finance calculator, sending an enquiry, or giving our friendly team a call on [[phonenumber]]. You can also visit our showroom at 220 Osmaston Rd, Derby DE23 8JX to discuss your finance requirements in person with our experienced specialists.
